Jd Bank (FDIC #16546): Bank Stress & Real-Estate Credit Exposure
Jd Bank (FDIC Cert #16546): bank stress 67/100, elevated, STABLE over 7 days; parent JD BANCSHARES INC.
Jd Bank (#16546) lends in 8 counties across 1 state; Jd Bank (#16546) reaches 111 ZIP codes: Louisiana 8 counties, 111 ZIPs.
Jd Bank (#16546) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#16546), St. Landry County, LA (38 branches, 19 ZIPs) (#16546), Calcasieu County, LA (180 branches, 18 ZIPs) (#16546), Lafayette County, LA (32 branches, 16 ZIPs) (#16546), Allen County, LA (13 branches, 13 ZIPs) (#16546), Evangeline County, LA (24 branches, 12 ZIPs) (#16546).
Jd Bank (#16546) reports $1.26 billion in total assets; Jd Bank (#16546) equity $130.5 million (10.4% of Jd Bank (#16546) assets); Jd Bank (#16546) domestic deposits $1.12 billion; Jd Bank (#16546) net income $7.0 million; Jd Bank (#16546) return on assets 1.11%; Jd Bank (#16546) return on equity 10.93%; Jd Bank (#16546) net interest income $24.7 million; Jd Bank (#16546) call report June 30, 2026.
Jd Bank (#16546) noncurrent real-estate loans: none reported; Jd Bank (#16546) residential -0.02%; Jd Bank (#16546) net charge-offs on real estate 0.40%; Jd Bank (#16546) residential charge-offs 0.37%.
Jd Bank (#16546) net interest margin 4.28% against an eight-quarter Jd Bank (#16546) average of 4.19% (Jd Bank (#16546) compression -0.09 points); Jd Bank (#16546) non-residential real estate 37.4% of equity; Jd Bank (#16546) rate-exposure score 40/100, Jd Bank (#16546) fixed-rate trap 40/100; Jd Bank (#16546) risk type credit driven; Jd Bank (#16546) rate regime rates elevated, Jd Bank (#16546) snapshot October 20, 2026.
Jd Bank (#16546) stress score moved from 67.8 on June 22, 2026 to 67.1 on October 20, 2026; Jd Bank (#16546) ranged 67.1 to 67.8 over 117 snapshots.
Jd Bank (#16546) alerts: 8 counties; top Jd Bank (#16546) alert scores: Lafayette County, LA 32 (low); Baton Rouge County, LA 22 (low); Kinder County, LA 22 (low); New Iberia County, LA 22 (low); Opelousas County, LA 22 (low).