Homeland FSB (FDIC #32459): Bank Stress & Real-Estate Credit Exposure

Homeland FSB (FDIC Cert #32459): bank stress 65/100, elevated, STABLE over 7 days; parent HOMELAND BANCSHARES INC.

Homeland FSB (#32459) lends in 3 counties across 1 state; Homeland FSB (#32459) reaches 24 ZIP codes: Louisiana 3 counties, 24 ZIPs.

Homeland FSB (#32459) largest markets: Ouachita County, LA (30 branches, 15 ZIPs) (#32459), Lasalle County, LA (16 branches, 8 ZIPs) (#32459), Caldwell County, LA (5 branches, 5 ZIPs) (#32459).

Homeland FSB (#32459) reports $657.8 million in total assets; Homeland FSB (#32459) equity $60.5 million (9.2% of Homeland FSB (#32459) assets); Homeland FSB (#32459) domestic deposits $572.5 million; Homeland FSB (#32459) net income $4.7 million; Homeland FSB (#32459) return on assets 1.44%; Homeland FSB (#32459) return on equity 15.76%; Homeland FSB (#32459) net interest income $12.6 million; Homeland FSB (#32459) call report June 30, 2026.

Homeland FSB (#32459) noncurrent real-estate loans: none reported; Homeland FSB (#32459) net charge-offs on real estate 1.16%; Homeland FSB (#32459) residential charge-offs 1.35%.

Homeland FSB (#32459) net interest margin 4.13% against an eight-quarter Homeland FSB (#32459) average of 3.75% (Homeland FSB (#32459) compression -0.38 points); Homeland FSB (#32459) non-residential real estate 134.9% of equity; Homeland FSB (#32459) rate-exposure score 40/100, Homeland FSB (#32459) fixed-rate trap 40/100; Homeland FSB (#32459) risk type credit driven; Homeland FSB (#32459) rate regime rates elevated, Homeland FSB (#32459) snapshot October 20, 2026.

Homeland FSB (#32459) stress score moved from 65.7 on June 22, 2026 to 64.6 on October 20, 2026; Homeland FSB (#32459) ranged 64.6 to 65.7 over 117 snapshots.

Homeland FSB (#32459) alerts: 3 counties; top Homeland FSB (#32459) alert scores: Columbia County, LA 22 (low); Olla County, LA 22 (low); West Monroe County, LA 22 (low).