Commercial Capital Bank (FDIC #34784): Bank Stress & Real-Estate Credit Exposure
Commercial Capital Bank (FDIC Cert #34784): bank stress 50/100, moderate, STABLE over 7 days; parent CAPITAL BCORP INC.
Commercial Capital Bank (#34784) lends in 7 counties across 2 states; Commercial Capital Bank (#34784) reaches 43 ZIP codes: Louisiana 5 counties, 33 ZIPs; Arkansas 2 counties, 10 ZIPs.
Commercial Capital Bank (#34784) largest markets: Ouachita County, LA (15 branches, 15 ZIPs) (#34784), Richland County, LA (8 branches, 8 ZIPs) (#34784), Morehouse County, LA (7 branches, 7 ZIPs) (#34784), Ashley County, AR (21 branches, 7 ZIPs) (#34784), Chicot County, AR (6 branches, 6 ZIPs) (#34784), Caldwell County, LA (5 branches, 5 ZIPs) (#34784).
Commercial Capital Bank (#34784) reports $611.4 million in total assets; Commercial Capital Bank (#34784) equity $65.1 million (10.6% of Commercial Capital Bank (#34784) assets); Commercial Capital Bank (#34784) domestic deposits $453.3 million; Commercial Capital Bank (#34784) net income $5.5 million; Commercial Capital Bank (#34784) return on assets 1.91%; Commercial Capital Bank (#34784) return on equity 17.46%; Commercial Capital Bank (#34784) net interest income $11.7 million; Commercial Capital Bank (#34784) call report June 30, 2026.
Commercial Capital Bank (#34784) noncurrent real-estate loans 0.23% of its book; Commercial Capital Bank (#34784) residential 0.31%; Commercial Capital Bank (#34784) net charge-offs on real estate 3.20%; Commercial Capital Bank (#34784) residential charge-offs 2.92%.
Commercial Capital Bank (#34784) net interest margin 4.24% against an eight-quarter Commercial Capital Bank (#34784) average of 4.90% (Commercial Capital Bank (#34784) compression 0.66 points); Commercial Capital Bank (#34784) real-estate loans 22.9% of equity; Commercial Capital Bank (#34784) non-residential real estate 291.5% of equity; Commercial Capital Bank (#34784) rate-exposure score 40/100, Commercial Capital Bank (#34784) fixed-rate trap 40/100; Commercial Capital Bank (#34784) risk type credit driven; Commercial Capital Bank (#34784) rate regime rates elevated, Commercial Capital Bank (#34784) snapshot October 19, 2026.
Commercial Capital Bank (#34784) stress score moved from 45.4 on June 22, 2026 to 50.2 on October 19, 2026; Commercial Capital Bank (#34784) ranged 45.4 to 50.2 over 116 snapshots.
Commercial Capital Bank (#34784) alerts: 7 counties; top Commercial Capital Bank (#34784) alert scores: Bastrop County, LA 18 (low); Columbia County, LA 18 (low); Delhi County, LA 18 (low); Eudora County, LA 18 (low); Hamburg County, LA 18 (low).