Citizens Progressive Bank (FDIC #10531): Bank Stress & Real-Estate Credit Exposure
Citizens Progressive Bank (FDIC Cert #10531): bank stress 71/100, elevated, STABLE over 7 days; parent CALDWELL HOLDING CO.
Citizens Progressive Bank (#10531) lends in 4 counties across 1 state; Citizens Progressive Bank (#10531) reaches 32 ZIP codes: Louisiana 4 counties, 32 ZIPs.
Citizens Progressive Bank (#10531) largest markets: Ouachita County, LA (15 branches, 15 ZIPs) (#10531), Richland County, LA (8 branches, 8 ZIPs) (#10531), Franklin County, LA (7 branches, 7 ZIPs) (#10531), Caldwell County, LA (10 branches, 5 ZIPs) (#10531).
Citizens Progressive Bank (#10531) reports $243.3 million in total assets; Citizens Progressive Bank (#10531) equity $31.2 million (12.8% of Citizens Progressive Bank (#10531) assets); Citizens Progressive Bank (#10531) domestic deposits $209.8 million; Citizens Progressive Bank (#10531) net income $603,000; Citizens Progressive Bank (#10531) return on assets 0.48%; Citizens Progressive Bank (#10531) return on equity 3.91%; Citizens Progressive Bank (#10531) net interest income $4.9 million; Citizens Progressive Bank (#10531) call report June 30, 2026.
Citizens Progressive Bank (#10531) noncurrent real-estate loans 0.11% of its book; Citizens Progressive Bank (#10531) net charge-offs on real estate 5.29%; Citizens Progressive Bank (#10531) residential charge-offs 6.48%.
Citizens Progressive Bank (#10531) net interest margin 4.40% against an eight-quarter Citizens Progressive Bank (#10531) average of 4.17% (Citizens Progressive Bank (#10531) compression -0.23 points); Citizens Progressive Bank (#10531) real-estate loans 11.2% of equity; Citizens Progressive Bank (#10531) non-residential real estate 647.5% of equity; Citizens Progressive Bank (#10531) rate-exposure score 40/100, Citizens Progressive Bank (#10531) fixed-rate trap 40/100; Citizens Progressive Bank (#10531) risk type credit driven; Citizens Progressive Bank (#10531) rate regime rates elevated, Citizens Progressive Bank (#10531) snapshot October 19, 2026.
Citizens Progressive Bank (#10531) stress score moved from 69.5 on June 22, 2026 to 70.8 on October 20, 2026; Citizens Progressive Bank (#10531) ranged 69.5 to 70.8 over 117 snapshots.
Citizens Progressive Bank (#10531) alerts: 4 counties; top Citizens Progressive Bank (#10531) alert scores: Grayson County, LA 23 (low); Monroe County, LA 23 (low); Rayville County, LA 23 (low); Winnsboro County, LA 23 (low).