Century Next Bank (FDIC #29700): Bank Stress & Real-Estate Credit Exposure

Century Next Bank (FDIC Cert #29700): bank stress 48/100, moderate, STABLE over 7 days; parent CENTURY NEXT FINANCIAL CORP.

Century Next Bank (#29700) lends in 3 counties across 2 states; Century Next Bank (#29700) reaches 28 ZIP codes: Louisiana 2 counties, 21 ZIPs; Arkansas 1 county, 7 ZIPs.

Century Next Bank (#29700) largest markets: Ouachita County, LA (30 branches, 15 ZIPs) (#29700), Lincoln County, LA (16 branches, 8 ZIPs) (#29700), Ashley County, AR (21 branches, 7 ZIPs) (#29700).

Century Next Bank (#29700) reports $916.4 million in total assets; Century Next Bank (#29700) equity $112.5 million (12.3% of Century Next Bank (#29700) assets); Century Next Bank (#29700) domestic deposits $795.3 million; Century Next Bank (#29700) net income $7.9 million; Century Next Bank (#29700) return on assets 1.75%; Century Next Bank (#29700) return on equity 14.38%; Century Next Bank (#29700) net interest income $20.3 million; Century Next Bank (#29700) call report June 30, 2026.

Century Next Bank (#29700) noncurrent real-estate loans 0.02% of its book; Century Next Bank (#29700) net charge-offs on real estate 0.13%; Century Next Bank (#29700) residential charge-offs 0.10%.

Century Next Bank (#29700) net interest margin 4.73% against an eight-quarter Century Next Bank (#29700) average of 4.49% (Century Next Bank (#29700) compression -0.24 points); Century Next Bank (#29700) real-estate loans 1.6% of equity; Century Next Bank (#29700) non-residential real estate 9.5% of equity; Century Next Bank (#29700) rate-exposure score 40/100, Century Next Bank (#29700) fixed-rate trap 40/100; Century Next Bank (#29700) risk type credit driven; Century Next Bank (#29700) rate regime rates elevated, Century Next Bank (#29700) snapshot October 20, 2026.

Century Next Bank (#29700) stress score moved from 49.4 on June 22, 2026 to 47.6 on October 20, 2026; Century Next Bank (#29700) ranged 47.6 to 49.4 over 117 snapshots.

Century Next Bank (#29700) alerts: 3 counties; top Century Next Bank (#29700) alert scores: Hamburg County, LA 18 (low); Ruston County, LA 18 (low); West Monroe County, LA 18 (low).