Guaranty B&T Co Of Delhi La (FDIC #19638): Bank Stress & Real-Estate Credit Exposure
Guaranty B&T Co Of Delhi La (FDIC Cert #19638): bank stress 67/100, elevated, STABLE over 7 days; parent DELHI BANCSHARES INC.
Guaranty B&T Co Of Delhi La (#19638) lends in 4 counties across 1 state; Guaranty B&T Co Of Delhi La (#19638) reaches 28 ZIP codes: Louisiana 4 counties, 28 ZIPs.
Guaranty B&T Co Of Delhi La (#19638) largest markets: Ouachita County, LA (45 branches, 15 ZIPs) (#19638), Richland County, LA (32 branches, 8 ZIPs) (#19638), West Carroll County, LA (10 branches, 5 ZIPs) (#19638), Madison County, LA (4 branches, 4 ZIPs) (#19638).
Guaranty B&T Co Of Delhi La (#19638) reports $457.4 million in total assets; Guaranty B&T Co Of Delhi La (#19638) equity $38.4 million (8.4% of Guaranty B&T Co Of Delhi La (#19638) assets); Guaranty B&T Co Of Delhi La (#19638) domestic deposits $411.6 million; Guaranty B&T Co Of Delhi La (#19638) net income $3.3 million; Guaranty B&T Co Of Delhi La (#19638) return on assets 1.45%; Guaranty B&T Co Of Delhi La (#19638) return on equity 17.48%; Guaranty B&T Co Of Delhi La (#19638) net interest income $8.7 million; Guaranty B&T Co Of Delhi La (#19638) call report June 30, 2026.
Guaranty B&T Co Of Delhi La (#19638) noncurrent real-estate loans 0.50% of its book; Guaranty B&T Co Of Delhi La (#19638) multifamily -0.11%; Guaranty B&T Co Of Delhi La (#19638) residential 0.02%; Guaranty B&T Co Of Delhi La (#19638) net charge-offs on real estate 1.37%; Guaranty B&T Co Of Delhi La (#19638) residential charge-offs 0.56%.
Guaranty B&T Co Of Delhi La (#19638) net interest margin 3.95% against an eight-quarter Guaranty B&T Co Of Delhi La (#19638) average of 4.04% (Guaranty B&T Co Of Delhi La (#19638) compression 0.10 points); Guaranty B&T Co Of Delhi La (#19638) real-estate loans 49.9% of equity; Guaranty B&T Co Of Delhi La (#19638) non-residential real estate 56.4% of equity; Guaranty B&T Co Of Delhi La (#19638) rate-exposure score 40/100, Guaranty B&T Co Of Delhi La (#19638) fixed-rate trap 40/100; Guaranty B&T Co Of Delhi La (#19638) risk type credit driven; Guaranty B&T Co Of Delhi La (#19638) rate regime rates elevated, Guaranty B&T Co Of Delhi La (#19638) snapshot October 19, 2026.
Guaranty B&T Co Of Delhi La (#19638) stress score moved from 70.3 on June 22, 2026 to 67.1 on October 19, 2026; Guaranty B&T Co Of Delhi La (#19638) ranged 67.1 to 70.3 over 116 snapshots.
Guaranty B&T Co Of Delhi La (#19638) alerts: 4 counties; top Guaranty B&T Co Of Delhi La (#19638) alert scores: Oak Grove County, LA 23 (low); Rayville County, LA 23 (low); Tallulah County, LA 23 (low); West Monroe County, LA 23 (low).