Sabine State Bank&Trust Co (FDIC #8141): Bank Stress & Real-Estate Credit Exposure
Sabine State Bank&Trust Co (FDIC Cert #8141): bank stress 62/100, elevated, STABLE over 7 days; parent SABINE BANCSHARES INC.
Sabine State Bank&Trust Co (#8141) lends in 20 counties across 2 states; Sabine State Bank&Trust Co (#8141) reaches 184 ZIP codes: Louisiana 17 counties, 164 ZIPs; Texas 3 counties, 20 ZIPs.
Sabine State Bank&Trust Co (#8141) largest markets: Rapides County, LA (261 branches, 29 ZIPs) (#8141), Natchitoches County, LA (84 branches, 21 ZIPs) (#8141), Calcasieu County, LA (72 branches, 18 ZIPs) (#8141), Avoyelles County, LA (16 branches, 16 ZIPs) (#8141), Vernon County, LA (28 branches, 14 ZIPs) (#8141), Bienville County, LA (26 branches, 13 ZIPs) (#8141).
Sabine State Bank&Trust Co (#8141) reports $1.35 billion in total assets; Sabine State Bank&Trust Co (#8141) equity $109.8 million (8.1% of Sabine State Bank&Trust Co (#8141) assets); Sabine State Bank&Trust Co (#8141) domestic deposits $1.23 billion; Sabine State Bank&Trust Co (#8141) net income $11.7 million; Sabine State Bank&Trust Co (#8141) return on assets 1.74%; Sabine State Bank&Trust Co (#8141) return on equity 19.21%; Sabine State Bank&Trust Co (#8141) net interest income $30.1 million; Sabine State Bank&Trust Co (#8141) call report June 30, 2026.
Sabine State Bank&Trust Co (#8141) noncurrent real-estate loans 0.05% of its book; Sabine State Bank&Trust Co (#8141) multifamily 0.06%; Sabine State Bank&Trust Co (#8141) net charge-offs on real estate 2.22%; Sabine State Bank&Trust Co (#8141) multifamily charge-offs 32.84%; Sabine State Bank&Trust Co (#8141) residential charge-offs 0.28%.
Sabine State Bank&Trust Co (#8141) net interest margin 4.83% against an eight-quarter Sabine State Bank&Trust Co (#8141) average of 5.12% (Sabine State Bank&Trust Co (#8141) compression 0.29 points); Sabine State Bank&Trust Co (#8141) real-estate loans 5.1% of equity; Sabine State Bank&Trust Co (#8141) non-residential real estate 28.2% of equity; Sabine State Bank&Trust Co (#8141) rate-exposure score 40/100, Sabine State Bank&Trust Co (#8141) fixed-rate trap 40/100; Sabine State Bank&Trust Co (#8141) risk type credit driven; Sabine State Bank&Trust Co (#8141) rate regime rates elevated, Sabine State Bank&Trust Co (#8141) snapshot October 20, 2026.
Sabine State Bank&Trust Co (#8141) stress score moved from 58.9 on June 22, 2026 to 62.3 on October 20, 2026; Sabine State Bank&Trust Co (#8141) ranged 58.9 to 62.3 over 117 snapshots.
Sabine State Bank&Trust Co (#8141) alerts: 20 counties; top Sabine State Bank&Trust Co (#8141) alert scores: Bunkie County, LA 22 (low); Center County, LA 22 (low); Coushatta County, LA 22 (low); Hackberry County, LA 22 (low); Hemphill County, LA 22 (low).