Vernon County, LA: Foreclosures, Tax Liens & Distressed Properties

Vernon County, LA, Louisiana: 14 ZIP codes scored, Vernon County, LA averaging 29/100 (low, Vernon, LA), from 25 to 30. Vernon County, LA is in its contraction phase (Vernon, LA confidence 36/100): Vernon, LA home prices down 0.1% (Vernon, LA) over twelve months, 2.3% under their peak. Vernon County, LA lender headwind: 63/100.

Highest-scoring Vernon County, LA ZIPs: 71438 (30/100), 71447 (30/100), 70639 (29/100), 70656 (29/100), 70659 (29/100), 71446 (29/100). Also scored in Vernon County, LA: 71459, 71461, 71474, 71475, 71403, 71439, 70634, 71429.

Across Vernon County, LA's scored ZIPs: median home value $132,982, household income $59,990, 22.2% vacancy, 16.2% poverty, 74% owner-occupied, median age 39.8.

Vernon County, LA insurance distress 78/100 (#421 in the US); FEMA hazard 74/100 for Vernon, LA; 4 federal disaster declarations in Vernon County, LA since 2023 (2 hurricane); 7 Vernon, LA NFIP flood claims, $346K paid; Vernon, LA construction distress 47/100.

2 banks with 8 branches lend in Vernon County, LA; Vernon, LA weighted bank stress 70/100, highest 73/100 in Vernon, LA.

Vernon County, LA unemployment 4.3% (Vernon, LA -1.3 pts, six months); 31 new housing units permitted in Vernon County, LA over twelve months, Vernon, LA up 3% from 30; Vernon, LA home prices +5.7% a year (Vernon, LA) over three years.

22,156 housing units in Vernon County, LA; 7,853 Vernon, LA renter households; 36% of Vernon, LA renters spend 30%+ of income on rent, 15% (Vernon, LA) half or more.

Vernon County, LA ranks #506 nationally on the opportunity index (Vernon, LA, among all ranked counties); Vernon, LA scores 33.4/100 and Vernon, LA sits #37 inside Louisiana. Vernon, LA is in the peak_opportunity opportunity phase; Vernon, LA's primary driver is vacancy, Vernon, LA second driver bank institutional; Vernon, LA moved up 36 places. 4 short-sale listings across Vernon, LA; 85 days on market observed in Vernon, LA; 18.3% vacancy over 14 Vernon, LA ZIPs.

No CFPB county sample covers Vernon County, LA. The non-metro area reading for Vernon, LA: 1.8% ninety-plus days late; Vernon, LA's thirty-to-eighty-nine share is 4.3% (Vernon, LA, December 2025 data); Louisiana overall 2.1%.

Vernon County, LA has 2 watched banks; 2 Vernon, LA banks sit in an elevated band. Vernon, LA footprints: Merchants&Farmers B&T Co (6 branches, stress 73) in Vernon, LA; Sabine State Bank&Trust Co (2 branches, stress 62) in Vernon, LA.

HUD lists 2 assisted multifamily properties in Vernon County, LA with 65 units; 65 Vernon, LA units are assisted, 2 Vernon, LA properties under project-based Section 8.

3,856 of the 22,156 housing units in Vernon, LA sit vacant. Vernon County, LA permitted 0 multifamily units in twelve months; Vernon, LA's one-to-four unit structures added 31 units in Vernon County, LA.