ZIP 70656 Property Distress & Foreclosure Data

DLRadar grades ZIP 70656 (Vernon County, Louisiana) at a moderate 30/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (83/100), climate & FEMA risk (64/100). Property-level stress concentrates in structural risk (67/100), institutional ownership (64/100), construction/permit lag (56/100). By contrast, mortgage stress (26/100) register low. Structural risk reads 67/100 against active distress of 8/100.

The market reads expansion — home values rose 6.3% year on year, at 51/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $73,700 here, or 1.1 times local income. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $60,202 — below the roughly $78,000 national figure. Rent burden reaches 22% of tenant households. About 3,488 people live here, median age 43. There are about 2,043 housing units across 70656. About 14% have a four-year degree. On demographic stress specifically, 70656 scores 23/100.

Net-net, 70656 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.