ZIP 70638 Foreclosure, Tax-Lien & Distress Report

ZIP code 70638 in Allen County, Louisiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 61/100 against active distress of 8/100. Environmental exposure also runs high (flood (NFIP) exposure (93/100), FEMA disaster exposure (78/100)). Its standout signals are institutional ownership (63/100), structural risk (61/100), construction/permit lag (48/100). By contrast, mortgage stress (26/100) register low.

The market reads contraction — home values held roughly flat year on year, 2.3% off the recent peak (phase confidence 36/100). A cooling market tends to open discount-to-value windows.

About 615 people live here, median age 31. At $63,125, median income runs below typical U.S. levels. Home values center near $87,200. There are about 328 housing units across 70638. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 10.0%. The demographic-stress sub-score lands at 29/100. The poverty rate is 24.1% — high, a tax-stress and distress correlate. Rent burden reaches 21% of tenant households. Around 24% of adults hold a bachelor's degree or higher.

Net-net, 70638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 70638 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 70638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 70638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 70638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 70638 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.