ZIP 71438 Property Distress & Foreclosure Data

In Vernon County, Louisiana, ZIP 71438 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (68/100), institutional ownership (63/100), construction/permit lag (53/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100), climate & FEMA risk (71/100). The latent-versus-live split is 68/100 structural and 8/100 already moving.

Prices here sit in a neutral phase: values rose 5.0% over the trailing year, 1.0% off the recent peak (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $56,516, below the U.S. median near $78,000. 2.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. The vacancy rate is 16.1% — elevated. The ZIP holds roughly 483 housing units. Educational attainment sits at 10% bachelor's-or-above. Owners hold 86% of homes, renters 14%. 877 residents call 71438 home, typically aged 50. Home values center near $134,100, an affordability ratio of 2.8× — accessible.

Taken together, 71438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.