Evangeline Bank&Trust Co (FDIC #12611): Bank Stress & Real-Estate Credit Exposure
Evangeline Bank&Trust Co (FDIC Cert #12611): bank stress 39/100, contained, STABLE over 7 days; parent EVANGELINE BANCSHARES INC.
Evangeline Bank&Trust Co (#12611) lends in 6 counties across 1 state; Evangeline Bank&Trust Co (#12611) reaches 94 ZIP codes: Louisiana 6 counties, 94 ZIPs.
Evangeline Bank&Trust Co (#12611) largest markets: Rapides County, LA (116 branches, 29 ZIPs) (#12611), St. Landry County, LA (19 branches, 19 ZIPs) (#12611), Calcasieu County, LA (18 branches, 18 ZIPs) (#12611), Lafayette County, LA (16 branches, 16 ZIPs) (#12611), Acadia County, LA (15 branches, 15 ZIPs) (#12611), Evangeline County, LA (24 branches, 12 ZIPs) (#12611).
Evangeline Bank&Trust Co (#12611) reports $1.11 billion in total assets; Evangeline Bank&Trust Co (#12611) equity $159.6 million (14.3% of Evangeline Bank&Trust Co (#12611) assets); Evangeline Bank&Trust Co (#12611) domestic deposits $890.6 million; Evangeline Bank&Trust Co (#12611) net income $10.0 million; Evangeline Bank&Trust Co (#12611) return on assets 1.79%; Evangeline Bank&Trust Co (#12611) return on equity 12.93%; Evangeline Bank&Trust Co (#12611) net interest income $23.6 million; Evangeline Bank&Trust Co (#12611) call report June 30, 2026.
Evangeline Bank&Trust Co (#12611) noncurrent real-estate loans 0.01% of its book; Evangeline Bank&Trust Co (#12611) residential 0.02%; Evangeline Bank&Trust Co (#12611) net charge-offs on real estate 1.31%; Evangeline Bank&Trust Co (#12611) residential charge-offs 1.39%.
Evangeline Bank&Trust Co (#12611) net interest margin 4.44% against an eight-quarter Evangeline Bank&Trust Co (#12611) average of 4.24% (Evangeline Bank&Trust Co (#12611) compression -0.20 points); Evangeline Bank&Trust Co (#12611) real-estate loans 0.5% of equity; Evangeline Bank&Trust Co (#12611) non-residential real estate 138.9% of equity; Evangeline Bank&Trust Co (#12611) rate-exposure score 40/100, Evangeline Bank&Trust Co (#12611) fixed-rate trap 40/100; Evangeline Bank&Trust Co (#12611) risk type rate trapped; Evangeline Bank&Trust Co (#12611) rate regime rates elevated, Evangeline Bank&Trust Co (#12611) snapshot October 20, 2026.
Evangeline Bank&Trust Co (#12611) stress score moved from 34.3 on June 22, 2026 to 39.4 on October 20, 2026; Evangeline Bank&Trust Co (#12611) ranged 34.3 to 39.4 over 117 snapshots.
Evangeline Bank&Trust Co (#12611) alerts: 6 counties; top Evangeline Bank&Trust Co (#12611) alert scores: Lafayette County, LA 27 (low); Crowley County, LA 16 (low); Lake Charles County, LA 16 (low); Opelousas County, LA 16 (low); Pineville County, LA 16 (low).