Red River Bank (FDIC #34980): Bank Stress & Real-Estate Credit Exposure

Red River Bank (FDIC Cert #34980): bank stress 57/100, moderate, STABLE over 7 days; parent RED RIVER BANCSHARES INC (RRBI).

Red River Bank (#34980) lends in 12 counties across 1 state; Red River Bank (#34980) reaches 211 ZIP codes: Louisiana 12 counties, 211 ZIPs.

Red River Bank (#34980) largest markets: Rapides County, LA (232 branches, 29 ZIPs) (#34980), East Baton Rouge County, LA (140 branches, 28 ZIPs) (#34980), Caddo County, LA (104 branches, 26 ZIPs) (#34980), Orleans County, LA (20 branches, 20 ZIPs) (#34980), St. Tammany County, LA (18 branches, 18 ZIPs) (#34980), Calcasieu County, LA (36 branches, 18 ZIPs) (#34980).

Red River Bank (#34980) reports $3.31 billion in total assets; Red River Bank (#34980) equity $375.0 million (11.3% of Red River Bank (#34980) assets); Red River Bank (#34980) domestic deposits $2.91 billion; Red River Bank (#34980) net income $24.4 million; Red River Bank (#34980) return on assets 1.46%; Red River Bank (#34980) return on equity 13.35%; Red River Bank (#34980) net interest income $57.4 million; Red River Bank (#34980) call report June 30, 2026.

Red River Bank (#34980) noncurrent real-estate loans 0.01% of its book; Red River Bank (#34980) net charge-offs on real estate 0.13%.

Red River Bank (#34980) net interest margin 3.63% against an eight-quarter Red River Bank (#34980) average of 3.35% (Red River Bank (#34980) compression -0.27 points); Red River Bank (#34980) real-estate loans 0.6% of equity; Red River Bank (#34980) rate-exposure score 40/100, Red River Bank (#34980) fixed-rate trap 40/100; Red River Bank (#34980) risk type credit driven; Red River Bank (#34980) rate regime rates elevated; Red River Bank (#34980) shares 3.6% below the 52-week high, Red River Bank (#34980) equity trend stable, Red River Bank (#34980) snapshot October 20, 2026.

Red River Bank (#34980) stress score moved from 56.7 on June 22, 2026 to 56.6 on October 20, 2026; Red River Bank (#34980) ranged 56.6 to 56.7 over 117 snapshots.

Red River Bank (#34980) alerts: 12 counties; top Red River Bank (#34980) alert scores: Lafayette County, LA 30 (low); Baton Rouge County, LA 20 (low); Bossier City County, LA 20 (low); Covington County, LA 20 (low); Geismar County, LA 20 (low).