First Federal Bank Of La (FDIC #30441): Bank Stress & Real-Estate Credit Exposure
First Federal Bank Of La (FDIC Cert #30441): bank stress 81/100, severe, STABLE over 7 days.
First Federal Bank Of La (#30441) lends in 5 counties across 1 state; First Federal Bank Of La (#30441) reaches 79 ZIP codes: Louisiana 5 counties, 79 ZIPs.
First Federal Bank Of La (#30441) largest markets: Rapides County, LA (87 branches, 29 ZIPs) (#30441), Natchitoches County, LA (42 branches, 21 ZIPs) (#30441), Calcasieu County, LA (162 branches, 18 ZIPs) (#30441), Allen County, LA (13 branches, 13 ZIPs) (#30441), Beauregard County, LA (9 branches, 9 ZIPs) (#30441).
First Federal Bank Of La (#30441) reports $1.15 billion in total assets; First Federal Bank Of La (#30441) equity $125.6 million (10.9% of First Federal Bank Of La (#30441) assets); First Federal Bank Of La (#30441) domestic deposits $991.6 million; First Federal Bank Of La (#30441) net income $1.9 million; First Federal Bank Of La (#30441) return on assets 0.32%; First Federal Bank Of La (#30441) return on equity 2.97%; First Federal Bank Of La (#30441) net interest income $15.3 million; First Federal Bank Of La (#30441) call report June 30, 2026.
First Federal Bank Of La (#30441) noncurrent real-estate loans 0.45% of its book; First Federal Bank Of La (#30441) net charge-offs on real estate 0.18%.
First Federal Bank Of La (#30441) net interest margin 2.88% against an eight-quarter First Federal Bank Of La (#30441) average of 2.68% (First Federal Bank Of La (#30441) compression -0.20 points); First Federal Bank Of La (#30441) real-estate loans 45.3% of equity; First Federal Bank Of La (#30441) rate-exposure score 40/100, First Federal Bank Of La (#30441) fixed-rate trap 40/100; First Federal Bank Of La (#30441) risk type credit driven; First Federal Bank Of La (#30441) rate regime rates elevated, First Federal Bank Of La (#30441) snapshot October 19, 2026.
First Federal Bank Of La (#30441) stress score moved from 78.9 on June 22, 2026 to 80.7 on October 19, 2026; First Federal Bank Of La (#30441) ranged 78.9 to 80.7 over 116 snapshots.
First Federal Bank Of La (#30441) alerts: 5 counties; top First Federal Bank Of La (#30441) alert scores: Natchitoches County, LA 35 (moderate); Deridder County, LA 25 (low); Oakdale County, LA 25 (low); Pineville County, LA 25 (low); Westlake County, LA 25 (low).