Bom Bank (FDIC #1373): Bank Stress & Real-Estate Credit Exposure
Bom Bank (FDIC Cert #1373): bank stress 69/100, elevated, STABLE over 7 days; parent GRANT BANCSHARES INC.
Bom Bank (#1373) lends in 12 counties across 2 states; Bom Bank (#1373) reaches 166 ZIP codes: Louisiana 7 counties, 110 ZIPs; Texas 5 counties, 56 ZIPs.
Bom Bank (#1373) largest markets: Rapides County, LA (145 branches, 29 ZIPs) (#1373), Montgomery County, TX (27 branches, 27 ZIPs) (#1373), Caddo County, LA (52 branches, 26 ZIPs) (#1373), Natchitoches County, LA (84 branches, 21 ZIPs) (#1373), Bossier County, LA (30 branches, 15 ZIPs) (#1373), Bienville County, LA (26 branches, 13 ZIPs) (#1373).
Bom Bank (#1373) reports $1.61 billion in total assets; Bom Bank (#1373) equity $167.0 million (10.4% of Bom Bank (#1373) assets); Bom Bank (#1373) domestic deposits $1.38 billion; Bom Bank (#1373) net income $7.8 million; Bom Bank (#1373) return on assets 1.00%; Bom Bank (#1373) return on equity 9.53%; Bom Bank (#1373) net interest income $28.6 million; Bom Bank (#1373) call report June 30, 2026.
Bom Bank (#1373) noncurrent real-estate loans 0.14% of its book; Bom Bank (#1373) residential 0.27%; Bom Bank (#1373) net charge-offs on real estate 0.71%; Bom Bank (#1373) residential charge-offs 1.19%.
Bom Bank (#1373) net interest margin 4.05% against an eight-quarter Bom Bank (#1373) average of 4.00% (Bom Bank (#1373) compression -0.05 points); Bom Bank (#1373) real-estate loans 13.5% of equity; Bom Bank (#1373) non-residential real estate 118.9% of equity; Bom Bank (#1373) rate-exposure score 40/100, Bom Bank (#1373) fixed-rate trap 40/100; Bom Bank (#1373) risk type credit driven; Bom Bank (#1373) rate regime rates elevated, Bom Bank (#1373) snapshot October 19, 2026.
Bom Bank (#1373) stress score moved from 60.9 on June 22, 2026 to 69.1 on October 19, 2026; Bom Bank (#1373) ranged 60.9 to 69.1 over 116 snapshots.
Bom Bank (#1373) alerts: 12 counties; top Bom Bank (#1373) alert scores: Natchitoches County, LA 33 (low); Chester County, LA 22 (low); Conroe County, LA 22 (low); Haughton County, LA 22 (low); Hemphill County, LA 22 (low).