Clb The Community Bank (FDIC #10532): Bank Stress & Real-Estate Credit Exposure

Clb The Community Bank (FDIC Cert #10532): bank stress 57/100, moderate, STABLE over 7 days; parent CATAHOULA HOLDING CO.

Clb The Community Bank (#10532) lends in 4 counties across 1 state; Clb The Community Bank (#10532) reaches 59 ZIP codes: Louisiana 4 counties, 59 ZIPs.

Clb The Community Bank (#10532) largest markets: Rapides County, LA (29 branches, 29 ZIPs) (#10532), Lafayette County, LA (32 branches, 16 ZIPs) (#10532), Catahoula County, LA (27 branches, 9 ZIPs) (#10532), Lasalle County, LA (8 branches, 8 ZIPs) (#10532).

Clb The Community Bank (#10532) reports $350.9 million in total assets; Clb The Community Bank (#10532) equity $36.8 million (10.5% of Clb The Community Bank (#10532) assets); Clb The Community Bank (#10532) domestic deposits $313.1 million; Clb The Community Bank (#10532) net income $2.7 million; Clb The Community Bank (#10532) return on assets 1.60%; Clb The Community Bank (#10532) return on equity 15.25%; Clb The Community Bank (#10532) net interest income $6.8 million; Clb The Community Bank (#10532) call report June 30, 2026.

Clb The Community Bank (#10532) noncurrent real-estate loans 0.03% of its book; Clb The Community Bank (#10532) net charge-offs on real estate 2.53%; Clb The Community Bank (#10532) residential charge-offs 2.49%.

Clb The Community Bank (#10532) net interest margin 4.22% against an eight-quarter Clb The Community Bank (#10532) average of 4.53% (Clb The Community Bank (#10532) compression 0.31 points); Clb The Community Bank (#10532) real-estate loans 3.4% of equity; Clb The Community Bank (#10532) non-residential real estate 249.3% of equity; Clb The Community Bank (#10532) rate-exposure score 40/100, Clb The Community Bank (#10532) fixed-rate trap 40/100; Clb The Community Bank (#10532) risk type credit driven; Clb The Community Bank (#10532) rate regime rates elevated, Clb The Community Bank (#10532) snapshot October 19, 2026.

Clb The Community Bank (#10532) stress score moved from 59.2 on June 22, 2026 to 56.8 on October 19, 2026; Clb The Community Bank (#10532) ranged 56.8 to 59.2 over 116 snapshots.

Clb The Community Bank (#10532) alerts: 4 counties; top Clb The Community Bank (#10532) alert scores: Jena County, LA 20 (low); Jonesville County, LA 20 (low); Pineville County, LA 20 (low); Scott County, LA 20 (low).