First Nb Of Louisiana (FDIC #4288): Bank Stress & Real-Estate Credit Exposure
First Nb Of Louisiana (FDIC Cert #4288): bank stress 56/100, moderate, STABLE over 7 days; parent FIRST NATL BANCSHARES LA INC.
First Nb Of Louisiana (#4288) lends in 4 counties across 1 state; First Nb Of Louisiana (#4288) reaches 73 ZIP codes: Louisiana 4 counties, 73 ZIPs.
First Nb Of Louisiana (#4288) largest markets: East Baton Rouge County, LA (28 branches, 28 ZIPs) (#4288), Calcasieu County, LA (36 branches, 18 ZIPs) (#4288), Lafayette County, LA (16 branches, 16 ZIPs) (#4288), Acadia County, LA (15 branches, 15 ZIPs) (#4288).
First Nb Of Louisiana (#4288) reports $631.1 million in total assets; First Nb Of Louisiana (#4288) equity $67.7 million (10.7% of First Nb Of Louisiana (#4288) assets); First Nb Of Louisiana (#4288) domestic deposits $556.5 million; First Nb Of Louisiana (#4288) net income $4.9 million; First Nb Of Louisiana (#4288) return on assets 1.60%; First Nb Of Louisiana (#4288) return on equity 14.77%; First Nb Of Louisiana (#4288) net interest income $13.0 million; First Nb Of Louisiana (#4288) call report June 30, 2026.
First Nb Of Louisiana (#4288) noncurrent real-estate loans: none reported; First Nb Of Louisiana (#4288) net charge-offs on real estate 0.00%.
First Nb Of Louisiana (#4288) net interest margin 4.46% against an eight-quarter First Nb Of Louisiana (#4288) average of 4.37% (First Nb Of Louisiana (#4288) compression -0.09 points); First Nb Of Louisiana (#4288) rate-exposure score 40/100, First Nb Of Louisiana (#4288) fixed-rate trap 40/100; First Nb Of Louisiana (#4288) risk type credit driven; First Nb Of Louisiana (#4288) rate regime rates elevated, First Nb Of Louisiana (#4288) snapshot October 20, 2026.
First Nb Of Louisiana (#4288) stress score moved from 56.2 on June 22, 2026 to 55.9 on October 20, 2026; First Nb Of Louisiana (#4288) ranged 55.9 to 56.2 over 117 snapshots.
First Nb Of Louisiana (#4288) alerts: 4 counties; top First Nb Of Louisiana (#4288) alert scores: Lafayette County, LA 30 (low); Baton Rouge County, LA 20 (low); Crowley County, LA 20 (low); Sulphur County, LA 20 (low).