Investar Bank National Assn (FDIC #58316): Bank Stress & Real-Estate Credit Exposure
Investar Bank National Assn (FDIC Cert #58316): bank stress 59/100, moderate, STABLE over 7 days; parent INVESTAR HOLDING CORP (ISTR).
Investar Bank National Assn (#58316) lends in 22 counties across 3 states; Investar Bank National Assn (#58316) reaches 513 ZIP codes: Louisiana 13 counties, 174 ZIPs; Texas 6 counties, 286 ZIPs; Alabama 3 counties, 53 ZIPs.
Investar Bank National Assn (#58316) largest markets: Harris County, TX (143 branches, 143 ZIPs) (#58316), Tarrant County, TX (76 branches, 76 ZIPs) (#58316), East Baton Rouge County, LA (84 branches, 28 ZIPs) (#58316), Tuscaloosa County, AL (28 branches, 28 ZIPs) (#58316), Montgomery County, TX (27 branches, 27 ZIPs) (#58316), Tangipahoa County, LA (20 branches, 20 ZIPs) (#58316).
Investar Bank National Assn (#58316) reports $3.85 billion in total assets; Investar Bank National Assn (#58316) equity $444.9 million (11.5% of Investar Bank National Assn (#58316) assets); Investar Bank National Assn (#58316) domestic deposits $3.22 billion; Investar Bank National Assn (#58316) net income $23.2 million; Investar Bank National Assn (#58316) return on assets 1.32%; Investar Bank National Assn (#58316) return on equity 11.66%; Investar Bank National Assn (#58316) net interest income $67.4 million; Investar Bank National Assn (#58316) call report June 30, 2026.
Investar Bank National Assn (#58316) noncurrent real-estate loans 0.02% of its book; Investar Bank National Assn (#58316) residential 0.03%; Investar Bank National Assn (#58316) net charge-offs on real estate 0.81%; Investar Bank National Assn (#58316) multifamily charge-offs 0.12%; Investar Bank National Assn (#58316) residential charge-offs 0.84%.
Investar Bank National Assn (#58316) net interest margin 4.20% against an eight-quarter Investar Bank National Assn (#58316) average of 3.36% (Investar Bank National Assn (#58316) compression -0.83 points); Investar Bank National Assn (#58316) real-estate loans 2.1% of equity; Investar Bank National Assn (#58316) non-residential real estate 84.1% of equity; Investar Bank National Assn (#58316) rate-exposure score 40/100, Investar Bank National Assn (#58316) fixed-rate trap 40/100; Investar Bank National Assn (#58316) risk type credit driven; Investar Bank National Assn (#58316) rate regime rates elevated; Investar Bank National Assn (#58316) shares 6.9% below the 52-week high, Investar Bank National Assn (#58316) equity trend stable, Investar Bank National Assn (#58316) snapshot October 19, 2026.
Investar Bank National Assn (#58316) stress score moved from 52.9 on June 22, 2026 to 58.6 on October 19, 2026; Investar Bank National Assn (#58316) ranged 52.9 to 58.6 over 116 snapshots.
Investar Bank National Assn (#58316) alerts: 21 counties; top Investar Bank National Assn (#58316) alert scores: Lafayette County, LA 31 (low); Baton Rouge County, LA 20 (low); Conroe County, LA 20 (low); Denham Springs County, LA 20 (low); Gonzales County, LA 20 (low).