American First National Bank (FDIC #34656): Bank Stress & Real-Estate Credit Exposure

American First National Bank (FDIC Cert #34656): bank stress 33/100, contained, STABLE over 7 days; parent AFNB HOLDINGS INC.

American First National Bank (#34656) lends in 8 counties across 3 states; American First National Bank (#34656) reaches 755 ZIP codes: Texas 5 counties, 364 ZIPs; Nevada 2 counties, 87 ZIPs; California 1 county, 304 ZIPs.

American First National Bank (#34656) largest markets: Los Angeles County, CA (912 branches, 304 ZIPs) (#34656), Harris County, TX (572 branches, 143 ZIPs) (#34656), Dallas County, TX (380 branches, 95 ZIPs) (#34656), Clark County, NV (152 branches, 76 ZIPs) (#34656), Tarrant County, TX (76 branches, 76 ZIPs) (#34656), Collin County, TX (80 branches, 40 ZIPs) (#34656).

American First National Bank (#34656) reports $2.89 billion in total assets; American First National Bank (#34656) equity $410.9 million (14.2% of American First National Bank (#34656) assets); American First National Bank (#34656) domestic deposits $2.44 billion; American First National Bank (#34656) net income $30.7 million; American First National Bank (#34656) return on assets 2.13%; American First National Bank (#34656) return on equity 15.49%; American First National Bank (#34656) net interest income $63.4 million; American First National Bank (#34656) call report June 30, 2026.

American First National Bank (#34656) noncurrent real-estate loans 0.02% of its book; American First National Bank (#34656) multifamily -2.16%; American First National Bank (#34656) residential 0.11%; American First National Bank (#34656) net charge-offs on real estate 0.46%; American First National Bank (#34656) residential charge-offs 0.44%.

American First National Bank (#34656) net interest margin 4.55% against an eight-quarter American First National Bank (#34656) average of 4.13% (American First National Bank (#34656) compression -0.43 points); American First National Bank (#34656) real-estate loans 2.4% of equity; American First National Bank (#34656) non-residential real estate 44.4% of equity; American First National Bank (#34656) rate-exposure score 40/100, American First National Bank (#34656) fixed-rate trap 40/100; American First National Bank (#34656) risk type rate trapped; American First National Bank (#34656) rate regime rates elevated, American First National Bank (#34656) snapshot October 19, 2026.

American First National Bank (#34656) stress score moved from 27.7 on June 22, 2026 to 33 on October 19, 2026; American First National Bank (#34656) ranged 27.7 to 33 over 116 snapshots.

American First National Bank (#34656) alerts: 8 counties; top American First National Bank (#34656) alert scores: Arlington County, TX 14 (low); Katy County, TX 14 (low); Las Vegas County, TX 14 (low); Pahrump County, TX 14 (low); Plano County, TX 14 (low).