California Bank Stress by County

Bank stress across California is above the national norm: counties average 62/100, 19th of 52 states.

171 banks lend across 56 California counties.

20 of California's 56 counties score 65+, peaking at 100/100.

Most stressed in California: Santa Barbara County 68/100, Kings County 68/100, Alameda County 67/100, San Bernardino County 67/100, Riverside County 67/100.

120 banks are chartered in California with $574.6 billion in California assets; 15 California banks reported a net loss (California) on the latest call report; 31 banks on California alerts score 70 or higher; 120 California counties carry a bank area-distress alert.

Largest California-chartered banks by assets: City National Bank $99.1 billion (stress 66); East West Bank $84.3 billion (stress 56); Banc Of California $34.9 billion (stress 87) in California; Axos Bank $28.9 billion (stress 48); Cathay Bank $24.6 billion (stress 51).

Reading the California bank figures: a California bank's stress score comes from its own California FDIC call report (capital, earnings, California real-estate loan concentration), so 15 loss-making California charters and 31 California banks at 70 or higher are read from California filings directly; the California county pages map each lender's California branches to the California counties it exposes.