Columbia Bank (FDIC #17266): Bank Stress & Real-Estate Credit Exposure
Columbia Bank (FDIC Cert #17266): bank stress 58/100, moderate, STABLE over 7 days; parent COLUMBIA BANKING SYSTEM INC.
Columbia Bank (#17266) lends in 109 counties across 8 states; Columbia Bank (#17266) reaches 2,804 ZIP codes: California 32 counties, 1,337 ZIPs; Oregon 28 counties, 385 ZIPs; Washington 27 counties, 519 ZIPs; Idaho 15 counties, 139 ZIPs; Arizona 2 counties, 195 ZIPs; Nevada 2 counties, 104 ZIPs.
Columbia Bank (#17266) largest markets: Los Angeles County, CA (3,648 branches, 304 ZIPs) (#17266), Maricopa County, AZ (700 branches, 140 ZIPs) (#17266), San Diego County, CA (812 branches, 116 ZIPs) (#17266), San Bernardino County, CA (300 branches, 100 ZIPs) (#17266), Orange County, CA (920 branches, 92 ZIPs) (#17266), King County, WA (2,225 branches, 89 ZIPs) (#17266).
Columbia Bank (#17266) reports $65.37 billion in total assets; Columbia Bank (#17266) equity $7.85 billion (12.0% of Columbia Bank (#17266) assets); Columbia Bank (#17266) domestic deposits $52.19 billion; Columbia Bank (#17266) net income $412.6 million; Columbia Bank (#17266) return on assets 1.25%; Columbia Bank (#17266) return on equity 10.33%; Columbia Bank (#17266) net interest income $1.20 billion; Columbia Bank (#17266) call report June 30, 2026.
Columbia Bank (#17266) noncurrent real-estate loans: none reported; Columbia Bank (#17266) residential 0.01%; Columbia Bank (#17266) net charge-offs on real estate 0.53%; Columbia Bank (#17266) multifamily charge-offs 0.01%; Columbia Bank (#17266) residential charge-offs 0.48%.
Columbia Bank (#17266) net interest margin 4.01% against an eight-quarter Columbia Bank (#17266) average of 3.81% (Columbia Bank (#17266) compression -0.20 points); Columbia Bank (#17266) real-estate loans 0.5% of equity; Columbia Bank (#17266) non-residential real estate 48.4% of equity; Columbia Bank (#17266) rate-exposure score 50/100, Columbia Bank (#17266) fixed-rate trap 50/100; Columbia Bank (#17266) risk type credit driven; Columbia Bank (#17266) rate regime rates elevated, Columbia Bank (#17266) snapshot October 19, 2026.
Columbia Bank (#17266) stress score moved from 57.8 on June 22, 2026 to 58.5 on October 19, 2026; Columbia Bank (#17266) ranged 57.8 to 58.5 over 116 snapshots.
Columbia Bank (#17266) alerts: 40 counties; top Columbia Bank (#17266) alert scores: Yamhill County, OR 46 (moderate); Tillamook County, OR 42 (moderate); Hood River County, OR 38 (moderate); Wallowa County, OR 33 (low); Colorado Springs County, OR 20 (low).