Washington Bank Stress by County

Washington banks score elevated, above the national norm, a 60/100 county mean, placing it 23rd of 52. Bank stress measures credit and balance-sheet pressure on the lenders financing a local market: when the banks behind it tighten, refinances stall and distressed supply builds — often months before listings show it.

The sharpest banking pressure in Washington concentrates in Pacific County (77/100) and Skamania County (71/100). The full Washington county ranking sits below, ordered by bank stress with each row linking to its distress detail.

Acquirers should care because financing is the constraint -- as Washington credit tightens, forced sales rise. It points at future Washington distress rather than describing current distress.

For someone working Washington, a elevated, above the national norm reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

The Washington readings update as fresh FDIC call reports post each quarter, so the state's 60/100 average and county ranking track the current credit cycle rather than a dated snapshot of the banking sector.

Of Washington tracked counties, 9 sit in high-stress territory, topping out at 100/100.

Across Washington 39 counties, lender scoring comes from FDIC call reports weighted by branch presence.

DLRadar pairs Washington's bank-stress readings with on-the-ground foreclosure and ownership records, turning an abstract credit score into a list of markets and eventually parcels to work.

Every county in the country gets the same FDIC-derived score, wired to real foreclosure and ownership records. So in Washington you can move on distressed supply before the market catches up — every figure traces to a public federal source.