Bank Of Eastern Oregon (FDIC #16243): Bank Stress & Real-Estate Credit Exposure

Bank Of Eastern Oregon (FDIC Cert #16243): bank stress 48/100, moderate, STABLE over 7 days; parent BEO BCORP.

Bank Of Eastern Oregon (#16243) lends in 14 counties across 3 states; Bank Of Eastern Oregon (#16243) reaches 110 ZIP codes: Oregon 9 counties, 63 ZIPs; Washington 4 counties, 34 ZIPs; Idaho 1 county, 13 ZIPs.

Bank Of Eastern Oregon (#16243) largest markets: Whitman County, WA (44 branches, 22 ZIPs) (#16243), Umatilla County, OR (42 branches, 14 ZIPs) (#16243), Canyon County, ID (13 branches, 13 ZIPs) (#16243), Grant County, OR (24 branches, 12 ZIPs) (#16243), Harney County, OR (10 branches, 10 ZIPs) (#16243), Union County, OR (8 branches, 8 ZIPs) (#16243).

Bank Of Eastern Oregon (#16243) reports $933.6 million in total assets; Bank Of Eastern Oregon (#16243) equity $106.5 million (11.4% of Bank Of Eastern Oregon (#16243) assets); Bank Of Eastern Oregon (#16243) domestic deposits $814.5 million; Bank Of Eastern Oregon (#16243) net income $9.0 million; Bank Of Eastern Oregon (#16243) return on assets 1.90%; Bank Of Eastern Oregon (#16243) return on equity 17.38%; Bank Of Eastern Oregon (#16243) net interest income $25.6 million; Bank Of Eastern Oregon (#16243) call report June 30, 2026.

Bank Of Eastern Oregon (#16243) noncurrent real-estate loans: none reported; Bank Of Eastern Oregon (#16243) net charge-offs on real estate 1.08%; Bank Of Eastern Oregon (#16243) residential charge-offs 1.35%.

Bank Of Eastern Oregon (#16243) net interest margin 5.75% against an eight-quarter Bank Of Eastern Oregon (#16243) average of 5.92% (Bank Of Eastern Oregon (#16243) compression 0.16 points); Bank Of Eastern Oregon (#16243) non-residential real estate 134.9% of equity; Bank Of Eastern Oregon (#16243) rate-exposure score 40/100, Bank Of Eastern Oregon (#16243) fixed-rate trap 40/100; Bank Of Eastern Oregon (#16243) risk type credit driven; Bank Of Eastern Oregon (#16243) rate regime rates elevated, Bank Of Eastern Oregon (#16243) snapshot October 20, 2026.

Bank Of Eastern Oregon (#16243) stress score moved from 53.1 on June 22, 2026 to 47.6 on October 20, 2026; Bank Of Eastern Oregon (#16243) ranged 47.6 to 53.1 over 117 snapshots.

Bank Of Eastern Oregon (#16243) alerts: 14 counties; top Bank Of Eastern Oregon (#16243) alert scores: Burns County, OR 18 (low); Caldwell County, OR 18 (low); Condon County, OR 18 (low); Dayton County, OR 18 (low); Enterprise County, OR 18 (low).