Washington Trust Bank (FDIC #1281): Bank Stress & Real-Estate Credit Exposure
Washington Trust Bank (FDIC Cert #1281): bank stress 68/100, elevated, STABLE over 7 days; parent W T B FINANCIAL CORP.
Washington Trust Bank (#1281) lends in 19 counties across 3 states; Washington Trust Bank (#1281) reaches 460 ZIP codes: Washington 11 counties, 330 ZIPs; Idaho 6 counties, 77 ZIPs; Oregon 2 counties, 54 ZIPs.
Washington Trust Bank (#1281) largest markets: King County, WA (178 branches, 89 ZIPs) (#1281), Pierce County, WA (60 branches, 60 ZIPs) (#1281), Spokane County, WA (768 branches, 48 ZIPs) (#1281), Multnomah County, OR (44 branches, 44 ZIPs) (#1281), Snohomish County, WA (30 branches, 30 ZIPs) (#1281), Whitman County, WA (22 branches, 22 ZIPs) (#1281).
Washington Trust Bank (#1281) reports $10.54 billion in total assets; Washington Trust Bank (#1281) equity $1.01 billion (9.6% of Washington Trust Bank (#1281) assets); Washington Trust Bank (#1281) domestic deposits $8.83 billion; Washington Trust Bank (#1281) net income $63.1 million; Washington Trust Bank (#1281) return on assets 1.19%; Washington Trust Bank (#1281) return on equity 12.78%; Washington Trust Bank (#1281) net interest income $193.7 million; Washington Trust Bank (#1281) call report June 30, 2026.
Washington Trust Bank (#1281) noncurrent real-estate loans: none reported; Washington Trust Bank (#1281) commercial real estate -0.01%; Washington Trust Bank (#1281) net charge-offs on real estate 0.57%; Washington Trust Bank (#1281) residential charge-offs 0.75%.
Washington Trust Bank (#1281) net interest margin 3.84% against an eight-quarter Washington Trust Bank (#1281) average of 3.26% (Washington Trust Bank (#1281) compression -0.58 points); Washington Trust Bank (#1281) non-residential real estate 74.7% of equity; Washington Trust Bank (#1281) rate-exposure score 40/100, Washington Trust Bank (#1281) fixed-rate trap 40/100; Washington Trust Bank (#1281) risk type credit driven; Washington Trust Bank (#1281) rate regime rates elevated, Washington Trust Bank (#1281) snapshot October 19, 2026.
Washington Trust Bank (#1281) stress score moved from 67.4 on June 22, 2026 to 68.3 on October 20, 2026; Washington Trust Bank (#1281) ranged 67.4 to 68.3 over 117 snapshots.
Washington Trust Bank (#1281) alerts: 19 counties; top Washington Trust Bank (#1281) alert scores: Bellingham County, WA 23 (low); Bend County, WA 23 (low); East Wenatchee County, WA 23 (low); Kennewick County, WA 23 (low); Lewiston County, WA 23 (low).