Oregon Bank Stress by County

On DLRadar bank-stress scale Oregon comes in elevated, above the national norm (61/100 average), #19 among the states scored. The metric captures how squeezed a market's lenders are; as they tighten, financing dries up and distress follows within months.

Lender strain peaks in Yamhill County (70/100) among Oregon markets. Below, every Oregon county is ordered by bank stress and links to its detail.

With Oregon elevated, above the national norm, the useful move is to rank counties by lender strain and work down from the top.

37 banks operating in Oregon's 36 counties are each scored on FDIC financials and branch footprint.

Quarterly FDIC data refreshes the Oregon picture, keeping county order current to the latest filings.

Lender data and parcel data are aligned for Oregon, so credit stress can be traced to the properties it actually threatens.

12 Oregon counties register 65 or higher on bank stress, the worst at 90/100 -- the thinnest local lending capacity in the state.

For buyers, the read is direct — as Oregon lenders tighten, builders lose credit, refinances collapse, and distressed exits multiply. That is what makes it an early indicator rather than a lagging one.

The nationwide model runs on FDIC filings and links through to individual parcels and their liens. So in Oregon you can move on distressed supply before the market catches up — every figure traces to a public federal source.