1st Security Bank Of Wa (FDIC #57633): Bank Stress & Real-Estate Credit Exposure

1st Security Bank Of Wa (FDIC Cert #57633): bank stress 64/100, elevated, STABLE over 7 days; parent FS BCORP INC.

1st Security Bank Of Wa (#57633) lends in 13 counties across 2 states; 1st Security Bank Of Wa (#57633) reaches 320 ZIP codes: Washington 10 counties, 272 ZIPs; Oregon 3 counties, 48 ZIPs.

1st Security Bank Of Wa (#57633) largest markets: King County, WA (178 branches, 89 ZIPs) (#57633), Pierce County, WA (120 branches, 60 ZIPs) (#57633), Snohomish County, WA (120 branches, 30 ZIPs) (#57633), Kitsap County, WA (44 branches, 22 ZIPs) (#57633), Grays Harbor County, WA (132 branches, 22 ZIPs) (#57633), Lincoln County, OR (36 branches, 18 ZIPs) (#57633).

1st Security Bank Of Wa (#57633) reports $3.18 billion in total assets; 1st Security Bank Of Wa (#57633) equity $362.9 million (11.4% of 1st Security Bank Of Wa (#57633) assets); 1st Security Bank Of Wa (#57633) domestic deposits $2.47 billion; 1st Security Bank Of Wa (#57633) net income $17.4 million; 1st Security Bank Of Wa (#57633) return on assets 1.09%; 1st Security Bank Of Wa (#57633) return on equity 9.81%; 1st Security Bank Of Wa (#57633) net interest income $66.8 million; 1st Security Bank Of Wa (#57633) call report June 30, 2026.

1st Security Bank Of Wa (#57633) noncurrent real-estate loans 0.24% of its book; 1st Security Bank Of Wa (#57633) net charge-offs on real estate 0.54%; 1st Security Bank Of Wa (#57633) residential charge-offs 0.16%.

1st Security Bank Of Wa (#57633) net interest margin 4.46% against an eight-quarter 1st Security Bank Of Wa (#57633) average of 4.45% (1st Security Bank Of Wa (#57633) compression -0.01 points); 1st Security Bank Of Wa (#57633) real-estate loans 24.4% of equity; 1st Security Bank Of Wa (#57633) non-residential real estate 15.9% of equity; 1st Security Bank Of Wa (#57633) rate-exposure score 40/100, 1st Security Bank Of Wa (#57633) fixed-rate trap 40/100; 1st Security Bank Of Wa (#57633) risk type credit driven; 1st Security Bank Of Wa (#57633) rate regime rates elevated, 1st Security Bank Of Wa (#57633) snapshot October 19, 2026.

1st Security Bank Of Wa (#57633) stress score held at 63.7 across 117 daily snapshots, June 22, 2026 to October 20, 2026.

1st Security Bank Of Wa (#57633) alerts: 13 counties; top 1st Security Bank Of Wa (#57633) alert scores: Kennewick County, WA 22 (low); Mountlake Terrace County, WA 22 (low); Olympia County, WA 22 (low); Ontario County, WA 22 (low); Port Townsend County, WA 22 (low).