Banner Bank (FDIC #28489): Bank Stress & Real-Estate Credit Exposure
Banner Bank (FDIC Cert #28489): bank stress 58/100, moderate, STABLE over 7 days; parent BANNER CORP (BANR).
Banner Bank (#28489) lends in 49 counties across 4 states; Banner Bank (#28489) reaches 1,472 ZIP codes: Washington 18 counties, 388 ZIPs; California 12 counties, 786 ZIPs; Oregon 12 counties, 229 ZIPs; Idaho 7 counties, 72 ZIPs.
Banner Bank (#28489) largest markets: Los Angeles County, CA (912 branches, 304 ZIPs) (#28489), San Diego County, CA (928 branches, 116 ZIPs) (#28489), San Bernardino County, CA (300 branches, 100 ZIPs) (#28489), King County, WA (1,246 branches, 89 ZIPs) (#28489), Riverside County, CA (152 branches, 76 ZIPs) (#28489), Pierce County, WA (60 branches, 60 ZIPs) (#28489).
Banner Bank (#28489) reports $16.59 billion in total assets; Banner Bank (#28489) equity $1.98 billion (11.9% of Banner Bank (#28489) assets); Banner Bank (#28489) domestic deposits $13.89 billion; Banner Bank (#28489) net income $107.5 million; Banner Bank (#28489) return on assets 1.31%; Banner Bank (#28489) return on equity 10.97%; Banner Bank (#28489) net interest income $305.8 million; Banner Bank (#28489) call report June 30, 2026.
Banner Bank (#28489) noncurrent real-estate loans: none reported; Banner Bank (#28489) commercial real estate 1.57%; Banner Bank (#28489) net charge-offs on real estate 0.49%; Banner Bank (#28489) commercial charge-offs 0.12%; Banner Bank (#28489) residential charge-offs 0.08%.
Banner Bank (#28489) net interest margin 4.11% against an eight-quarter Banner Bank (#28489) average of 3.95% (Banner Bank (#28489) compression -0.16 points); Banner Bank (#28489) commercial real estate 12.3% of equity; Banner Bank (#28489) non-residential real estate 7.9% of equity; Banner Bank (#28489) rate-exposure score 41/100, Banner Bank (#28489) fixed-rate trap 41/100; Banner Bank (#28489) risk type market signal; Banner Bank (#28489) rate regime rates elevated; Banner Bank (#28489) shares 8.7% below the 52-week high, Banner Bank (#28489) equity trend weakening, Banner Bank (#28489) snapshot October 19, 2026.
Banner Bank (#28489) stress score moved from 54.6 on June 22, 2026 to 57.6 on October 19, 2026; Banner Bank (#28489) ranged 54.6 to 57.6 over 116 snapshots.
Banner Bank (#28489) alerts: 40 counties; top Banner Bank (#28489) alert scores: Walla Walla County, WA 45 (moderate); Yakima County, WA 34 (low); Baker City County, WA 20 (low); Boardman County, WA 20 (low); Chico County, WA 20 (low).