Oregon Coast Bank (FDIC #57373): Bank Stress & Real-Estate Credit Exposure
Oregon Coast Bank (FDIC Cert #57373): bank stress 71/100, elevated, STABLE over 7 days; parent OREGON COAST BANCSHARES INC.
Oregon Coast Bank (#57373) lends in 3 counties across 1 state; Oregon Coast Bank (#57373) reaches 43 ZIP codes: Oregon 3 counties, 43 ZIPs.
Oregon Coast Bank (#57373) largest markets: Lincoln County, OR (72 branches, 18 ZIPs) (#57373), Tillamook County, OR (32 branches, 16 ZIPs) (#57373), Coos County, OR (10 branches, 10 ZIPs) (#57373).
Oregon Coast Bank (#57373) reports $446.3 million in total assets; Oregon Coast Bank (#57373) equity $41.0 million (9.2% of Oregon Coast Bank (#57373) assets); Oregon Coast Bank (#57373) domestic deposits $404.0 million; Oregon Coast Bank (#57373) net income $2.5 million; Oregon Coast Bank (#57373) return on assets 1.12%; Oregon Coast Bank (#57373) return on equity 12.73%; Oregon Coast Bank (#57373) net interest income $7.3 million; Oregon Coast Bank (#57373) call report June 30, 2026.
Oregon Coast Bank (#57373) noncurrent real-estate loans: none reported; Oregon Coast Bank (#57373) net charge-offs on real estate 2.20%; Oregon Coast Bank (#57373) residential charge-offs 4.07%.
Oregon Coast Bank (#57373) net interest margin 3.49% against an eight-quarter Oregon Coast Bank (#57373) average of 3.07% (Oregon Coast Bank (#57373) compression -0.41 points); Oregon Coast Bank (#57373) non-residential real estate 406.8% of equity; Oregon Coast Bank (#57373) rate-exposure score 40/100, Oregon Coast Bank (#57373) fixed-rate trap 40/100; Oregon Coast Bank (#57373) risk type credit driven; Oregon Coast Bank (#57373) rate regime rates elevated, Oregon Coast Bank (#57373) snapshot October 19, 2026.
Oregon Coast Bank (#57373) stress score moved from 71.7 on June 22, 2026 to 71 on October 19, 2026; Oregon Coast Bank (#57373) ranged 71 to 71.7 over 116 snapshots.
Oregon Coast Bank (#57373) alerts: 3 counties; top Oregon Coast Bank (#57373) alert scores: Tillamook County, OR 45 (moderate); Coos Bay County, OR 23 (low); Waldport County, OR 23 (low).