Wafd Bank (FDIC #28088): Bank Stress & Real-Estate Credit Exposure
Wafd Bank (FDIC Cert #28088): bank stress 67/100, elevated, STABLE over 7 days; parent WAFD INC (WAFD).
Wafd Bank (#28088) lends in 97 counties across 9 states; Wafd Bank (#28088) reaches 2,314 ZIP codes: Washington 25 counties, 504 ZIPs; Oregon 20 counties, 308 ZIPs; New Mexico 14 counties, 246 ZIPs; Idaho 13 counties, 134 ZIPs; Arizona 9 counties, 313 ZIPs; Nevada 5 counties, 109 ZIPs.
Wafd Bank (#28088) largest markets: Los Angeles County, CA (1,824 branches, 304 ZIPs) (#28088), Maricopa County, AZ (1,400 branches, 140 ZIPs) (#28088), Dallas County, TX (285 branches, 95 ZIPs) (#28088), King County, WA (2,403 branches, 89 ZIPs) (#28088), Clark County, NV (304 branches, 76 ZIPs) (#28088), Santa Clara County, CA (126 branches, 63 ZIPs) (#28088).
Wafd Bank (#28088) reports $27.58 billion in total assets; Wafd Bank (#28088) equity $3.03 billion (11.0% of Wafd Bank (#28088) assets); Wafd Bank (#28088) domestic deposits $21.05 billion; Wafd Bank (#28088) net income $135.9 million; Wafd Bank (#28088) return on assets 0.99%; Wafd Bank (#28088) return on equity 8.98%; Wafd Bank (#28088) net interest income $365.4 million; Wafd Bank (#28088) call report June 30, 2026.
Wafd Bank (#28088) noncurrent real-estate loans: none reported; Wafd Bank (#28088) multifamily 0.04%; Wafd Bank (#28088) residential -0.03%; Wafd Bank (#28088) net charge-offs on real estate 0.35%; Wafd Bank (#28088) multifamily charge-offs 0.74%; Wafd Bank (#28088) residential charge-offs 0.09%.
Wafd Bank (#28088) net interest margin 2.87% against an eight-quarter Wafd Bank (#28088) average of 2.71% (Wafd Bank (#28088) compression -0.16 points); Wafd Bank (#28088) real-estate loans 0.4% of equity; Wafd Bank (#28088) non-residential real estate 9.1% of equity; Wafd Bank (#28088) rate-exposure score 40/100, Wafd Bank (#28088) fixed-rate trap 40/100; Wafd Bank (#28088) risk type market signal; Wafd Bank (#28088) rate regime rates elevated; Wafd Bank (#28088) shares 25.3% below the 52-week high, Wafd Bank (#28088) equity trend drawdown, Wafd Bank (#28088) snapshot October 19, 2026.
Wafd Bank (#28088) stress score moved from 66 on June 22, 2026 to 67.3 on October 19, 2026; Wafd Bank (#28088) ranged 66 to 67.3 over 116 snapshots.
Wafd Bank (#28088) alerts: 40 counties; top Wafd Bank (#28088) alert scores: Walla Walla County, WA 47 (moderate); Spokane County, WA 40 (moderate); Douglas County, WA 39 (moderate); Yakima County, WA 36 (moderate); Cle Elum County, WA 22 (low).