Navajo County, AZ: Foreclosures, Tax Liens & Distressed Properties

Navajo County, AZ, Arizona: 34 ZIP codes scored, Navajo County, AZ averaging 23/100 (low, Navajo, AZ), from 16 to 25. Navajo County, AZ is in its peak phase (Navajo, AZ confidence 11/100): Navajo, AZ home prices up 0.5% (Navajo, AZ) over twelve months. Navajo County, AZ lender headwind: 58/100.

Highest-scoring Navajo County, AZ ZIPs: 85941 (25/100), 86030 (25/100), 86047 (24/100), 85901 (23/100), 85902 (23/100), 85911 (23/100). Also scored in Navajo County, AZ: 85912, 85923, 85926, 85928, 85929, 85930, 85933, 85934, 85935, 85937.

Across Navajo County, AZ's scored ZIPs: median home value $146,253, household income $48,827, 25.9% vacancy, 30.9% poverty, 75% owner-occupied, median age 40.9.

Navajo County, AZ insurance distress 17/100 (#2,402 in the US); FEMA hazard 0/100 for Navajo, AZ; 1 Navajo, AZ NFIP flood claims, $824 paid; Navajo, AZ construction distress 69/100.

6 banks with 16 branches lend in Navajo County, AZ; Navajo, AZ weighted bank stress 66/100, highest 72/100 in Navajo, AZ.

Navajo County, AZ unemployment 7.7% (Navajo, AZ +0.5 pts, six months); 398 new housing units permitted in Navajo County, AZ over twelve months, Navajo, AZ down 18% from 486; Navajo, AZ home prices +10.5% a year (Navajo, AZ) over three years.

57,230 housing units in Navajo County, AZ; 10,677 Navajo, AZ renter households; 29% of Navajo, AZ renters spend 30%+ of income on rent, 12% (Navajo, AZ) half or more.

Navajo County, AZ ranks #1,378 nationally on the opportunity index (Navajo, AZ, among all ranked counties); Navajo, AZ scores 29.8/100 and Navajo, AZ sits #8 inside Arizona. Navajo, AZ is in the early_signal opportunity phase; Navajo, AZ's primary driver is vacancy, Navajo, AZ second driver construction; Navajo, AZ moved down 486 places. 25 short-sale listings across Navajo, AZ; 46 days on market observed in Navajo, AZ; 24.5% vacancy over 34 Navajo, AZ ZIPs.

No CFPB county sample covers Navajo County, AZ. The state reading for Navajo, AZ: 0.8% ninety-plus days late; Navajo, AZ's thirty-to-eighty-nine share is 2.0% (Navajo, AZ, December 2025 data).

HUD lists 1 assisted multifamily property in Navajo County, AZ with 42 units; 41 Navajo, AZ units are assisted, 1 Navajo, AZ properties under project-based Section 8.

17,167 of the 57,230 housing units in Navajo, AZ sit vacant. Navajo County, AZ permitted 21 multifamily units in twelve months; Navajo, AZ's one-to-four unit structures added 377 units in Navajo County, AZ.