ZIP 86047 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 86047 (Navajo County, Arizona) lands at 24/100 — low on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (81/100), structural risk (55/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (9/100). Structural risk reads 55/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (87/100)).

The market reads peak — home values rose 1.2% year on year, and 11% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 33% of tenant households. 13,913 residents call 86047 home, typically aged 34. Median household income is $50,062, below the U.S. median near $78,000. Educational attainment sits at 9% bachelor's-or-above. Roughly 28.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 12.7% — elevated. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 4,798 housing units. The typical home is worth about $129,700 (2.3× income, relatively affordable).

Taken together, 86047 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 86047 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 86047's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 86047, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 86047 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 86047 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.