ZIP 86025 Property Distress & Foreclosure Data

Navajo County, Arizona's ZIP 86025 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). On the structural side it scores 52/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 1.7% year on year, and 28% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Around 23% of renters are cost-burdened. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,160 housing units. Around 13% of adults hold a bachelor's degree or higher. At $64,167, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. 63% of housing is owner-occupied. The typical home is worth about $163,800 (2.3× income, relatively affordable). About 5,189 people live here, median age 37. The vacancy rate is 9.8%.

Net-net, 86025 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
52/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 86025

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk84
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Navajo County

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