ZIP 86025 Foreclosure, Tax-Lien & Distress Report

In Navajo County, Arizona, ZIP 86025 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The split runs 52/100 structural to 3/100 active on the ground. Leading the profile are construction/permit lag (68/100), structural risk (52/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 28% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 23% of renters are cost-burdened. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,160 housing units across 86025. Educational attainment sits at 13% bachelor's-or-above. Households earn a median $64,167 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 63% of homes, renters 37%. Home values center near $163,800, an affordability ratio of 2.3× — accessible. Population is roughly 5,189 with a median age of 37. The vacancy rate is 9.8%.

Net-net, 86025 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 86025 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 86025 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 86025, the field stays empty rather than modeled, and fills in as new documents post.

86025's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 86025 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.