ZIP 85924 Foreclosure, Tax-Lien & Distress Report

Apache County, Arizona's ZIP 85924 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (70/100). What sets it apart are the readings on construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). On the structural side it scores 43/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

2,336 residents call 85924 home, typically aged 58. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $82,600, an affordability ratio of 2.9× — accessible. The poverty rate is 35.1% — high, a tax-stress and distress correlate. Vacancy runs 36.7%, above the national norm and a classic distress-and-opportunity signal. There are about 1,425 housing units across 85924. 85% of housing is owner-occupied. About 25% have a four-year degree. At $36,339, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened.

Taken together, 85924 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 85924 at the moment; the composite and its components are still built from verifiable public records.

Whether 85924 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85924 can be compared directly against any other ZIP in Apache County, Arizona or nationwide. 85924 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 85924's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 85924 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.