ZIP 86034 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 86034 (Navajo County, Arizona) lands at 23/100 — low on DLRadar's distress scoring. Its standout signals are construction/permit lag (68/100), structural risk (52/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (11/100). It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 52/100, with 3/100 of stress already active.

The market reads peak — home values rose 0.6% year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,001 housing units across 86034. Rent burden reaches 8% of tenant households. The poverty rate is 42.6% — high, a tax-stress and distress correlate. About 10% have a four-year degree. Vacancy runs 28.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $77,700 (2.2× income, relatively affordable). Owners hold 57% of homes, renters 43%. On demographic stress specifically, 86034 scores 33/100. Households earn a median $33,589 — below the roughly $78,000 national figure. About 1,758 people live here, median age 41.

On the whole, 86034 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 86034 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 86034's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 86034 shows blanks, not estimates, wherever the record is sparse.

Each component behind 86034 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 86034 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.