ZIP 86054 Property Distress & Foreclosure Data

In Navajo County, Arizona, ZIP 86054 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (10/100) stay muted. On the structural side it scores 51/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. 1,460 residents call 86054 home, typically aged 47. About 5% have a four-year degree. Around 25% of renters are cost-burdened. Households earn a median $24,844 — below the roughly $78,000 national figure. A median home runs $77,800 here, or 3.0 times local income. Roughly 28.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 86054 scores 34/100. The ZIP holds roughly 783 housing units. The vacancy rate is 28.4% — elevated.

Taken together, 86054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.