ZIP 86045 Property Distress & Foreclosure Data

In Coconino County, Arizona, ZIP 86045 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), structural risk (45/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 45/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (94/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $49,559 — below the roughly $78,000 national figure. Around 13% of renters are cost-burdened. The tenure split is 62% owner-occupied to 38% rented. On demographic stress specifically, 86045 scores 27/100. Roughly 29.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $68,200 here, or 1.4 times local income. The vacancy rate is 16.0% — elevated. 10,691 residents call 86045 home, typically aged 34. About 16% have a four-year degree. The ZIP holds roughly 3,753 housing units.

Taken together, 86045 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.