ZIP 86046 Property Distress & Foreclosure Data

DLRadar grades ZIP 86046 (Coconino County, Arizona) at a low 21/100 for overall property distress. Structural exposure scores 45 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). Property-level stress concentrates in construction/permit lag (63/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 12% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

81% of housing is owner-occupied. The typical home is worth about $418,700 (4.9× income). The poverty rate is 11.1%. The demographic-stress sub-score lands at 32/100. Vacancy runs 25.4%, above the national norm and a classic distress-and-opportunity signal. There are about 3,577 housing units across 86046. About 6,669 people live here, median age 44. Rent burden reaches 15% of tenant households. At $74,583, median income runs near typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher.

Net-net, 86046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.