ZIP 86046 Foreclosure, Tax-Lien & Distress Report
Coconino County, Arizona · High Vacancy market
In Coconino County, Arizona, ZIP 86046 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (94/100)). What sets it apart are the readings on construction/permit lag (96/100), structural risk (56/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.
Prices here sit in a neutral phase: values rose 2.9% over the trailing year, and 12% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
81% of housing is owner-occupied. The typical home is worth about $418,700 (4.9× income). 11.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 25.4% — elevated. There are about 3,577 housing units across 86046. 6,669 residents call 86046 home, typically aged 44. Around 15% of renters are cost-burdened. Median household income is $74,583, near the U.S. median near $78,000. About 21% have a four-year degree.
On the whole, 86046 leans distressed, with opportunity clustered in specific stressed parcels. While 86046 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 86046 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 86046 stays directly comparable to neighboring ZIPs and the rest of Coconino County, Arizona. Nothing here is interpolated — where a source is thin for 86046, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
86046's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 86046 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 86046 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
86046 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 86046, the same set carried on every parcel.
Adjacent Coconino County ZIP reports
Keep exploring Arizona distress
Further distress data across Coconino County, Arizona at ZIP, county and state level.
Open the complete 86046 acquisition file
The full 86046 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology