ZIP 86005 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 86005 in Coconino County, Arizona comes in at 25, a low composite-distress reading. The pressure is most legible in construction/permit lag (96/100), structural risk (56/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). The latent-versus-live split is 56/100 structural and 2/100 already moving.

The market reads neutral — home values rose 2.9% year on year, and 14% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $81,250 — near the roughly $78,000 national figure. The ZIP holds roughly 9,190 housing units. 10.9% of residents fall below the poverty threshold. The vacancy rate is 20.0% — elevated. Educational attainment sits at 59% bachelor's-or-above. Population is roughly 17,165 with a median age of 32. Around 38% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 39/100. A median home runs $599,900 here, or 6.8 times local income. Owners hold 58% of homes, renters 42%.

Net-net, 86005 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 86005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 86005 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 86005 stays directly comparable to neighboring ZIPs and the rest of Coconino County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 86005 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 86005 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 86005 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.