ZIP 86336 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 86336 (Yavapai County, Arizona) returns a low composite of 27/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). Its standout signals are construction/permit lag (85/100), structural risk (61/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Structurally it carries 61/100, against 2/100 of stress already in motion.

The contraction-phase market in 86336 posted values that fell 0.8% over the year, 2.7% off the recent peak, and 15% higher over three years, at 28/100 phase confidence. A cooling market tends to open discount-to-value windows.

11,223 residents call 86336 home, typically aged 60. Roughly 13.8% live below the poverty line. 73% of housing is owner-occupied. Educational attainment sits at 51% bachelor's-or-above. The typical home is worth about $774,800 (10.8× income, severely stretched). There are about 8,105 housing units across 86336. On demographic stress specifically, 86336 scores 50/100. Households earn a median $65,000 — below the roughly $78,000 national figure. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. Around 44% of renters are cost-burdened.

On the whole, 86336 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 86336 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 86336 reflects the current record instead of a stale or modeled snapshot.

86336's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 86336 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.