ZIP 86331 Foreclosure, Tax-Lien & Distress Report

Yavapai County, Arizona's ZIP 86331 registers 28/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 63/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100).

The market reads contraction — home values fell 2.2% year on year, 3.4% off the recent peak, at 46/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $37,031 — below the roughly $78,000 national figure. 19.5% of residents fall below the poverty threshold. There are about 306 housing units across 86331. The vacancy rate is 43.0% — elevated. Educational attainment sits at 28% bachelor's-or-above. 57% of housing is owner-occupied. Rent burden reaches 61% of tenant households. 329 residents call 86331 home, typically aged 58. The demographic-stress sub-score lands at 54/100. Home values center near $386,800, an affordability ratio of 8.4× — stretched.

Net-net, 86331 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 86331 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 86331 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 86331 stays directly comparable to neighboring ZIPs and the rest of Yavapai County, Arizona. 86331 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 86331 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 86331 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.