ZIP 86331 Property Distress & Foreclosure Data

Yavapai County, Arizona's ZIP 86331 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 59/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (75/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

At $37,031, median income runs below typical U.S. levels. The poverty rate is 19.5% — high, a tax-stress and distress correlate. The ZIP holds roughly 306 housing units. The vacancy rate is 43.0% — elevated. Around 28% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. Around 61% of renters are cost-burdened. About 329 people live here, median age 58. The demographic-stress sub-score lands at 54/100. The typical home is worth about $386,800 (8.4× income, severely stretched).

Net-net, 86331 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.