ZIP 86323 Property Distress & Foreclosure Data

ZIP code 86323 in Yavapai County, Arizona carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (75/100)). What sets it apart are the readings on construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The peak-phase market in 86323 posted values that rose 4.7% over the year, and 11% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,297 with a median age of 52. Vacancy runs 4.7%. Median household income is $62,815, below the U.S. median near $78,000. Rent burden reaches 21% of tenant households. Owners hold 84% of homes, renters 16%. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $380,700, an affordability ratio of 5.6×. Educational attainment sits at 19% bachelor's-or-above. There are about 8,651 housing units across 86323. 9.8% of residents fall below the poverty threshold.

On balance 86323 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
59/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 86323

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Yavapai County

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Deterministic. Every signal traces to a public dataset · methodology