ZIP 86323 Foreclosure, Tax-Lien & Distress Report
Yavapai County, Arizona · Cooling Market market
ZIP code 86323 in Yavapai County, Arizona carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The split runs 64/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (77/100)). Its standout signals are construction/permit lag (83/100), structural risk (64/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).
The market reads contraction — home values fell 2.2% year on year, 3.4% off the recent peak, and 11% higher over three years, at 46/100 phase confidence. A cooling market tends to open discount-to-value windows.
19,297 residents call 86323 home, typically aged 52. Vacancy runs 4.7%. Households earn a median $62,815 — below the roughly $78,000 national figure. Rent burden reaches 21% of tenant households. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. Home values center near $380,700, an affordability ratio of 5.6×. About 19% have a four-year degree. The ZIP holds roughly 8,651 housing units. Roughly 9.8% live below the poverty line.
On the whole, 86323 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 86323 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 86323's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 86323 shows blanks, not estimates, wherever the record is sparse.
The 28/100 figure for 86323 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 86323 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 86323
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 86323 by the numbers
Current distress, phase, housing and lender-pressure figures for 86323, drawn from the same report attached to each property.
Adjacent Yavapai County ZIP reports
Nearest ZIP codes to 86323
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Yavapai County, Arizona
More ZIP, county and state distress intelligence connected to Yavapai County, Arizona.
See every distressed parcel in 86323
The full 86323 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology