ZIP 86315 Property Distress & Foreclosure Data

In Yavapai County, Arizona, ZIP 86315 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (75/100). On the structural side it scores 59/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 19% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $96,236 — above the roughly $78,000 national figure. 9,179 residents call 86315 home, typically aged 53. On demographic stress specifically, 86315 scores 28/100. The ZIP holds roughly 4,533 housing units. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 32% have a four-year degree. A median home runs $533,600 here, or 5.2 times local income. The vacancy rate is 12.0% — elevated. Around 8% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented.

Taken together, 86315 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.