ZIP 86321 Foreclosure, Tax-Lien & Distress Report
Yavapai County, Arizona · Cooling Market market
ZIP code 86321 in Yavapai County, Arizona carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 64/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (64/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (77/100).
The market reads contraction — home values fell 2.2% year on year, 3.4% off the recent peak, at 46/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 3,087 people live here, median age 25. There are about 1,049 housing units across 86321. A median home runs $50,900 here, or 0.6 times local income. Educational attainment sits at 9% bachelor's-or-above. Vacancy runs 5.1%. Households earn a median $85,446 — near the roughly $78,000 national figure. Owners hold 14% of homes, renters 86%. Rent burden reaches 0% of tenant households. On demographic stress specifically, 86321 scores 24/100. Roughly 14.4% live below the poverty line.
Net-net, 86321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 86321 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 86321 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Yavapai County, Arizona and the nation. Every figure is auditable to a public dataset and refreshed as records update; 86321 shows blanks, not estimates, wherever the record is sparse.
Each component behind 86321 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 86321 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 86321’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 86321 Stress Report snapshot
A live read on 86321: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Yavapai County
Nearest ZIP codes to 86321
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Yavapai County, Arizona by ZIP, county and state.
See every distressed parcel in 86321
Get every distressed property in 86321 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology