ZIP 86338 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 86338 (Yavapai County, Arizona) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100). The pressure is most legible in construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The contraction-phase market in 86338 posted values that fell 2.2% over the year, 3.4% off the recent peak, at 46/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The tenure split is 80% owner-occupied to 20% rented. Around 52% of renters are cost-burdened. 556 residents call 86338 home, typically aged 60. The vacancy rate is 20.0% — elevated. There are about 282 housing units across 86338. Households earn a median $58,125 — below the roughly $78,000 national figure. About 43% have a four-year degree. 23.7% of residents fall below the poverty threshold. The typical home is worth about $674,500 (10.9× income, severely stretched). On demographic stress specifically, 86338 scores 52/100.

On the whole, 86338 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 86338 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 86338 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 86338 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 86338 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 86338 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.