ZIP 86305 Property Distress & Foreclosure Data

ZIP code 86305 in Yavapai County, Arizona carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (75/100)). What sets it apart are the readings on construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structural risk reads 59/100 against active distress of 2/100.

The peak-phase market in 86305 posted values that rose 4.7% over the year, and 7% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,430 with a median age of 63. There are about 11,016 housing units across 86305. Owners hold 81% of homes, renters 19%. Educational attainment sits at 47% bachelor's-or-above. Home values center near $655,600, an affordability ratio of 8.0× — stretched. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $78,802, near the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households.

On the whole, 86305 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.