ZIP 86305 Foreclosure, Tax-Lien & Distress Report
Yavapai County, Arizona · High Vacancy market
Yavapai County, Arizona's ZIP 86305 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (74/100). The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural exposure scores 63 and live distress 2 on the 0–100 scale.
The contraction-phase market in 86305 posted values that fell 2.2% over the year, 3.4% off the recent peak, and 7% higher over three years (phase confidence 46/100). A cooling market tends to open discount-to-value windows.
19,430 residents call 86305 home, typically aged 63. There are about 11,016 housing units across 86305. The tenure split is 81% owner-occupied to 19% rented. Around 47% of adults hold a bachelor's degree or higher. A median home runs $655,600 here, or 8.0 times local income. The demographic-stress sub-score lands at 40/100. Households earn a median $78,802 — near the roughly $78,000 national figure. 7.7% of residents fall below the poverty threshold. The vacancy rate is 13.8% — elevated. Around 40% of renters are cost-burdened.
Taken together, 86305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 86305 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 86305's 28/100 can be lined up against any neighbor in Yavapai County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 86305 reflects the current record instead of a stale or modeled snapshot.
The 28/100 for 86305 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 86305 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 86305
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 86305 distress snapshot
The live 86305 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Yavapai County ZIPs near 86305
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See every distressed parcel in 86305
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No modelling: every input is a public record · methodology