ZIP 86314 Property Distress & Foreclosure Data

ZIP code 86314 in Yavapai County, Arizona carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 59 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (75/100)).

The peak-phase market in 86314 posted values that rose 4.7% over the year, and 7% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 66% of homes, renters 34%. Home values center near $387,000, an affordability ratio of 5.4×. 12.8% of residents fall below the poverty threshold. There are about 17,592 housing units across 86314. Population is roughly 40,109 with a median age of 43. Vacancy runs 3.8%. Rent burden reaches 44% of tenant households. Median household income is $67,263, below the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 37/100.

On balance 86314 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.