ZIP 86322 Property Distress & Foreclosure Data

Yavapai County, Arizona's ZIP 86322 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (59/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (75/100). On the structural side it scores 59/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, and 11% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.7%. The poverty rate is 22.0% — high, a tax-stress and distress correlate. About 12,885 people live here, median age 43. Around 44% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. The typical home is worth about $323,500 (5.0× income). At $59,018, median income runs below typical U.S. levels. The ZIP holds roughly 5,287 housing units.

Net-net, 86322 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.