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ZIP 86332 Foreclosure, Tax-Lien & Distress Report

Yavapai County, Arizona · High Vacancy market

Composite property distress in 86332 (Yavapai County, Arizona) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (74/100)). The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The market reads contraction — home values fell 2.2% year on year, 3.4% off the recent peak, and 35% higher over three years (phase confidence 46/100). A cooling market tends to open discount-to-value windows.

The tenure split is 88% owner-occupied to 12% rented. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,445 housing units across 86332. On demographic stress specifically, 86332 scores 33/100. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $46,420, below the U.S. median near $78,000. Home values center near $223,700, an affordability ratio of 4.1×. Around 37% of renters are cost-burdened. About 2,193 people live here, median age 59. About 15% have a four-year degree.

Net-net, 86332 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 86332 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 86332's 28/100 can be lined up against any neighbor in Yavapai County, Arizona or any ZIP coast to coast. Sparse data for 86332 shows as blanks, never estimates, and the score updates on every fresh public filing.

86332's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 86332 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 86332

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
Another 9 scored dimensions sit behind 86332

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

86332 at a glance

Current distress, phase, housing and lender-pressure figures for 86332, drawn from the same report attached to each property.

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