ZIP 86303 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 86303 in Yavapai County, Arizona comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (77/100). Its standout signals are construction/permit lag (83/100), structural risk (64/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The split runs 64/100 structural to 2/100 active on the ground.

Prices here sit in a contraction phase: values fell 2.2% over the trailing year, 3.4% off the recent peak, and 8% higher over three years (phase confidence 46/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 19,611 with a median age of 59. 69% of housing is owner-occupied. Around 39% of renters are cost-burdened. About 41% have a four-year degree. Home values center near $563,000, an affordability ratio of 7.3× — stretched. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.7% live below the poverty line. The ZIP holds roughly 12,059 housing units. The demographic-stress sub-score lands at 42/100. At $68,656, median income runs near typical U.S. levels.

On the whole, 86303 leans distressed, with opportunity clustered in specific stressed parcels. While 86303 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 86303 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Yavapai County, Arizona and the nation. Nothing here is interpolated — where a source is thin for 86303, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

86303's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 86303 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.