ZIP 86324 Foreclosure, Tax-Lien & Distress Report
Yavapai County, Arizona · High Poverty market
ZIP 86324's composite property-distress score is 28/100 - DLRadar classes that as low for Yavapai County, Arizona. Its heaviest discrete signals: construction/permit lag (83/100), structural risk (64/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (77/100). The split runs 64/100 structural to 2/100 active on the ground.
The contraction-phase market in 86324 posted values that fell 2.2% over the year, 3.4% off the recent peak, and 12% higher over three years (phase confidence 46/100). Falling values surface more motivated sellers and below-market exits.
DLRadar's demographic-stress index for the area reads 53/100. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 24% of adults hold a bachelor's degree or higher. Around 59% of renters are cost-burdened. Households earn a median $32,637 — below the roughly $78,000 national figure. Population is roughly 4,646 with a median age of 61. There are about 2,575 housing units across 86324. 77% of housing is owner-occupied. The vacancy rate is 4.0%. The typical home is worth about $374,400 (10.6× income, severely stretched).
Taken together, 86324 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 86324 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 86324's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 86324, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 figure for 86324 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 86324 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 86324
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 86324 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 86324, drawn from the same report attached to each property.
Nearby ZIPs in Yavapai County
Nearest ZIP codes to 86324
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Yavapai County, Arizona — ZIP, county and statewide.
Unlock the full ZIP 86324 acquisition report
Every distressed parcel in 86324 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology